Terms of Service

Last Updated: April 10, 2026 Effective Date: April 10, 2026

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Welcome to Mizu Financial, Inc. ("Mizu Financial," "we," "our," or "us"). By accessing or using our payment processing and SaaS platform (the "Services"), you agree to be bound by these Terms of Service ("Terms").

1. Acceptance of Terms

By creating an account or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our Services.

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your account credentials.

4. Fees and Payment

Certain features of our Services may require payment. All fees are described in your service agreement and are non-refundable unless otherwise stated.

5. Intellectual Property

All content, trademarks, and intellectual property associated with our Services are owned by Mizu Financial. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, Mizu Financial shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services.

7. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, upon reasonable notice.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

9. Changes to These Terms

We may update these Terms from time to time. All updates will be posted on our website and are effective upon publication.

10. Contact Us

If you have any questions about these Terms, please contact:

Mizu Financial, Inc. Email: junxi@mizufinancial.com Address: 650 E Evelyn Ave, Mountain View, CA 94041, USA