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Free tool

Stripe Fee Calculator

See exactly what Stripe takes and what lands in your account.

Enter a charge amount and we'll show what Stripe takes and what you actually keep — domestic cards, international cards, and currency conversion, each broken out.

Card type
Currency conversion?
Stripe fee

$3.20

You receive

$96.80

Effective rate2.9% + $0.30
  • Base rate (2.9% + $0.30)
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No U.S. entity to accept Stripe yet?

U.S. LLC, EIN, bank account, Stripe — Mizu sets it all up so you just collect payments from anywhere. From $499.

Get set up for $499

Estimate only, based on Stripe U.S. standard pricing reviewed 2026-06-25. Actual fees depend on your Stripe plan and country; confirm at stripe.com/pricing.

How Stripe fees work

On U.S. standard pricing, Stripe charges 2.9% + $0.30 per successful card charge. International cards add 1.5%, and converting currencies adds about 1%. There's no monthly fee on standard pricing — you only pay per transaction.

Stripe fee FAQ

On U.S. standard pricing, 2.9% + $0.30 for online card payments. International cards add 1.5%, and currency conversion adds about 1%.

No. Standard pricing is pay-as-you-go — you're only charged when a payment succeeds, with no monthly fee and no minimum.

Stripe is unavailable or invite-only in many countries. The common fix is to open a U.S. LLC with an EIN and U.S. bank account, which lets you run Stripe as a U.S. business — exactly the part Mizu handles for you.

Yes. ACH Direct Debit is 0.8% capped at $5 per payment — much cheaper than cards for large U.S. charges — but it's a bank transfer and slower to clear.

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